Waco, TX, Social Security Offices (2024)

Since Social Security is the largest item in the Federal budget, it should be no surprise that millions of Americans rely on services provided by the Social Security Administration. Given the complexity of the system, benefit recipients and others often need to contact a Social Security representative. Most business today can be conducted over the phone or online, although an in-person visit is still required for some situations. In that case, you might need to find information about a local Social Security office in your state. Here is an overview of services provided by your local office as well as some frequently asked questions at these offices.

Services provided at the Social Security Administration: Waco, Texas

The services offered by the Social Security Administration are pretty consistent from state to state. These services range from simple items like requesting a replacement Social Security card to more complex items like appealing a disability decision. Here are some of the most common services offered at the Social Security offices in Waco, Texas.

  • Request a new or replacement Social Security card
  • Request a name change on your Social Security card
  • Review your Social Security statement or your earnings history
  • Get an estimate of your retirement benefits
  • Get a proof of benefits letter
  • Apply for Social Security retirement benefits
  • Apply for Social Security Disability Insurance (SSDI) benefits
  • Apply for Supplemental Security Income (SSI) benefits
  • Apply for Social Security spousal or survivor benefits
  • Apply for Medicare or get a replacement Medicare card
  • Set up direct deposit information for your Social Security benefits

Online Services

The Social Security Administration has consistently been expanding the number of services that are available online. The COVID-19 pandemic has accelerated the pace of the online buildout. Previously, very few services were available online. Since walk-in service is no longer available at local Social Security offices, the SSA was forced to expand its online capabilities quickly.

Now, there are a number of different services you can perform online through SSA.gov. These services include checking your Social Security statement, requesting a replacement Social Security card, applying for Medicare benefits, applying for retirement benefits or disability benefits, appealing a disability decision, and many others. There are very few cases that require you to visit your local Social Security office now, but some situations do exist that still require a visit.

Frequently Asked Questions At The Waco Social Security Office

Are Social Security offices open for walk-ins?

Yes, but there are a few things you should consider. Since the Covid-19 pandemic Social Secuirty offices have begun limiting the number of visitors each day. It is recommended that you make an appointment. However, if it's an urgent matter or you need immediate assistance they may allow walk-ins on case-by-case basis. It is always best to call your local office ahead of time to verify their current producures.

How do I make an appointment at a Social Security office in Waco, Texas?

To make an appointment at a Social Security office in Waco, Texas, you will need to call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) between the hours of 8:00 AM to 5:30 PM Monday through Friday. Remember that you do not need an appointment to apply for benefits or appeal a disability decision. These tasks can be completed online. You can also contact Social Security at the same number if you need to cancel or reschedule your appointment.

What kind of documentation do I need to bring?

The documentation you need to bring varies depending on what type of business you need to conduct at your local office. However, there are a few things that you should always bring along to your appointment. First, you need to bring your Social Security card. You will also need to have a valid photo ID, like a driver’s license or passport. In some cases, you might need a marriage certificate or divorce decree if you need to apply for spousal benefits. You might also need a death certificate when applying for survivor benefits. These are the most common documents that you will need at the Social Security office.

How do I apply for Social Security benefits?

The easiest way to apply for benefits is online through SSA.gov. You can create a My Social Security account there and use it to apply for benefits. This will allow you to apply for retirement benefits or disability benefits on your own work record. Similarly, you can also apply for Medicare and spousal benefits online. If you cannot apply online, then you can complete an application over the phone or make an appointment at your local Social Security office. The easiest and fastest way to apply will be the online application.

How can I check my Social Security benefits?

You can easily check your Social Security benefits online at ssa.gov through a My Social Security Account. This account allows you to do many things through the Social Security Administration's website, including getting information on any existing benefits.

You can also calculate your future benefits by following the steps in the linked article. If you are wondering if you should apply for your social security benefits early, try our Social Security Break Even Calculator.

How do I change the name on my Social Security card?

If you need to change the name on your Social Security card, you should submit an application to the Social Security Administration, along with the proper documentation. The Form SS-5 application should be completed and returned to the Social Security Administration by mail or in-person. Name changes cannot be accomplished online at this time. Remember that you will need to include evidence of your name change along with your application. This could be a marriage certificate, divorce decree, or court order of a legal name change.

My Social Security card was lost/stolen! What do I do?

If your Social Security card has been lost or stolen, you can request a replacement card online through your My Social Security account. Requesting your card online will usually allow you to receive your new card within 10 to 14 days. In addition to requesting a new card, you should also keep a close eye on your credit report. Identity thieves may attempt to use your information to establish credit or new accounts in your name. Sign up for a credit monitoring service and put a fraud alert on your Social Security number with the major credit bureaus. If someone has already tried to use your information, then you might even consider placing a credit freeze on your SSN.

How can I replace my Social Security card?

You can easily replace your Social Security card by requesting a replacement card online through a My Social Security account. As long as no other information is changing, the request can be made online. If you are performing a name change or other change, then you will need to complete the Form SS-5 application and submit it by mail or in-person. The quickest way to get your new card is by completing the request online. The card will be mailed to you within 10 to 14 days in most cases.

How do I apply for a temporary Social Security card?

The Social Security Administration does not issue temporary Social Security cards. However, there is a way to get something almost as good. If you need a same-day Social Security card replacement, here is what you need to do. You will need to complete the Form SS-5 application and return it in-person to your local Social Security office. Upon the acceptance of the application, the SSA rep will be able to issue you a receipt showing that your application for a new card has been completed. This receipt will act as a temporary Social Security card in some cases. Many agencies will accept this receipt in lieu of your new card, although this will not always work. If they do not accept the receipt, then you will need to wait until you receive your new card in the mail.

How do I apply for disability benefits?

If you need to apply for disability benefits, then completing an application online is the quickest and easiest way to do it. This will allow you to get an initial determination of your eligibility faster. You can also apply over the phone or in-person at your local office. Remember that you will need to call and schedule an appointment as no walk-ins are currently being accepted. If your benefits are denied, you can also file an appeal online. Many people choose to hire an attorney during the appeals process, so you might choose to go that route as well.

Making Your Social Security Office Visit Pain-Free

In order to ensure that visiting your Waco, Texas Social Security Office is a smooth and pain-free experience, there are a few things you should keep in mind:

  • Arriving early can help reduce the time you spend waiting in line. Try to arrive at least 15 minutes before your appointment.
  • Utilize the new SSA Office Mobile Check-In system to secure your place in line.
  • Even if you arrive early, you may be faced with wait times. Try to stay calm and remember that the office workers are doing their best!
  • Coming prepared with the necessary documents is essential. In many cases you'll need to bring a birth certificate, passport, proof of United States citizenship or legal US residency, and other documents. If you're unsure as to what you'll need, call your Social Security Office in Alabama in advance to double-check!
Waco, TX, Social Security Offices (2024)

FAQs

Where can I get Social Security questions answered? ›

For general Social Security inquiries, call us toll-free at 1-800-772-1213 or 1-800-325-0778 (TTY) between 7 a.m. and 7 p.m., Monday through Friday.

What is the least busy day at Social Security office? ›

Wait times to speak to a representative are typically shorter early in the day (between 8 a.m. and 10 a.m. local time) or later in the afternoon (between 4 p.m. and 7 p.m. local time). We are also less busy later in the week (Wednesday to Friday) and later in the month.

Can I go to my local Social Security office without an appointment? ›

While it is recommended to make an appointment before visiting a local Social Security office, they also accept walk-ins. It would be in your best interest to make an appointment to avoid a long wait.

Is it better to apply for Social Security online or in person? ›

The easiest and most convenient way to apply for retirement benefits is by using our online application. You will need to create or log in to your personal my Social Security account.

Where is the best place to get Social Security advice? ›

Our website is the best way for most people to get help. our website, call our National 800 Number (1-800-772-1213) or your local Social Security office for help. We will schedule an appointment for you, if necessary, to serve you by phone or in person.

Is there really a $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

At what age is Social Security no longer taxed? ›

Social Security tax FAQs

Social Security income can be taxable no matter how old you are. It all depends on whether your total combined income exceeds a certain level set for your filing status. You may have heard that Social Security income is not taxed after age 70; this is false.

Can I draw Social Security at 62 and still work full time? ›

You can get Social Security retirement benefits and work at the same time. However, if you are younger than full retirement age and make more than the yearly earnings limit, we will reduce your benefits. Starting with the month you reach full retirement age, we will not reduce your benefits no matter how much you earn.

How can I contact SSA by phone? ›

How long does it take to get Social Security after you apply? ›

If you're claiming Social Security retirement benefits, plan on at least six weeks for your application to be processed. However, if your application has incorrect information or the agency is backlogged, it could take up to three months before benefits begin, warns AARP.

At what age do you get 100% of your Social Security? ›

The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67. The chart on the next page lists the full retirement age by year of birth.

What is the average Social Security benefit at age 62? ›

According to recently released data from the SSA's Office of the Actuary, just over 590,000 retired-worker beneficiaries were receiving $1,298.26 per month at age 62, as of December 2023. That compares to about 2.11 million aged 66 retired-worker beneficiaries who were taking home $1,739.92 per month.

How much does a Social Security advisor cost? ›

The hourly fee is $260 with a minimum charge of $175. That includes time spent on any background work that may be required to answer your questions. If the conversation moves into either a Comprehensive or Summary report, the consulting time may be folded into the quoted fee.

Who can advise me on Social Security? ›

A Registered Social Security Analyst® (RSSA®) will provide you with a unique Social Security plan, to help you decide on the optimal claiming decisions. Using the RSSA Roadmap® Optimization Software, an RSSA® will help you maximize your Social Security claiming strategy to increase your lifetime benefits.

Who to talk to about your Social Security? ›

We are here to help. You can call us at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m. local time, Monday through Friday.

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