CompareEditor's Best
Prepaid debit cards aren’t connected to a regular checking account. Instead, you use funds that you've previously deposited into the prepaid card account.
Prepaid cards also differ from credit cards and are gaining popularity as a versatile financial tool, from substitutes for traditional checking to a way of educating young individuals about financial skills. The best prepaid debit cards have low fees, have budgeting tools and even offer rewards.
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Updating Debit Cards
NetSpend® Visa® Prepaid Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.95
Apply Now
| Terms Apply
More Details
PayPal Prepaid Mastercard®
Monthly Fee
$4.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.50
Apply Now
| Terms Apply
More Details
NetSpend® Visa® Prepaid Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2
Apply Now
| Terms Apply
More Details
NetSpend® Visa® Prepaid Card - Pay-As-You-Go
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.95
ATM Fee
$2.95
More Details
Exact Prepaid MasterCard
Monthly Fee
$2.95
Activation Fee
$2.95
Signature Fee
Free
ATM Fee
$2.95
More Details
Green Dot Prepaid Visa® Card
Monthly Fee
$7.95
Activation Fee
$1.95
Signature Fee
Free
ATM Fee
$3
More Details
Western Union® NetSpend® Prepaid MasterCard® - Pay As You Go
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.00
ATM Fee
$2.50
More Details
Mango Prepaid Mastercard
Monthly Fee
$5
Activation Fee
None
Free
ATM Fee
$3
More Details
Pink ACE Elite® Visa® Prepaid Debit Card (Pay-As-You-Go)
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.50
ATM Fee
$2.95
More Details
ACE Elite™ Visa Prepaid Debit Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.95
More Details
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2024's Best Prepaid Debit Cards - Editors' Picks
| Category | Prepaid Debit Card | Best Feature |
| Prepaid Debit Card with Low Fees | PNC SmartAccess® Prepaid Visa® Card | No usage fees |
| Prepaid Debit Card with Rewards | American Express Serve® Cash Back | 1% cash cack |
| Prepaid Debit Card for Travel | Bluebird® American Express® Prepaid Card | $0 Foreign Transaction Fees |
| Prepaid Debit Card for Cash Reloads | American Express Serve® FREE Reloads | Free Cash Reloads at over 45,000 Locations |
| Business Prepaid Debit Card | Bento for Business Visa® Debit Card | $25,000 Daily Spending Limit |
| Prepaid Debit Card for Families | Greenlight® Prepaid Mastercard | Store-specific Spending Controls |
Questions & Answers
Comparing Debit Cards can be tough. But you've got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution's responsibility to ensure all posts and questions are answered.
Most Popular
2
Upvotes
What is the Emerald Card withdrawal limit?
Reply
2
Alexandra Barring, Banking Moderator
@alexandra
The Emerald Card withdrawal limit is $3,000 per day from an ATM. In addition, you can withdraw up to available balance in the card account per day from a teller at banks and credit unions that display the MasterCard logo in their window.
Emerald Card Purchase and Withdrawal Limits
Type of Transaction | Limit |
Purchases | $3,500 per day |
Over-the-Counter Cash Withdrawals (e.g., from a bank teller or retailer) | available balance in the card account per day |
ATM Withdrawals | $3,000 per day |
Prepaid debit cards can be used in two ways: to make purchases or to withdraw cash from a bank teller, cashier, or ATM. You can spend the full balance of your prepaid card without ever touching cash, but if you do find yourself in need of cash, you can withdraw it from your prepaid card.
How to Withdraw Money From Your Emerald Card
- Visit a bank or credit union. Take your Emerald Card to your local bank or credit union, and you should be able to get cash by speaking to a teller. Your Emerald Card may charge a $35 fee for this service.
- Withdraw money from an ATM. The Emerald Card charges a $3 fee to withdraw money from an out-of-network ATM, in addition to any fees charged by the ATM's operator. It may be difficult to withdraw your full Emerald Card balance from an ATM, since most ATMs limit cash withdrawals to multiples of $20, $10 or, rarely, $5.
- Get cash back from a retail store. When you make a purchase using your Emerald Card and PIN at a retail store, you have the option to get cash back, effectively turning the cashier into a free ATM. The retailer may limit the amount of cash back they will give to customers who make debit purchases. In addition, it may be difficult to withdraw your full balance this way, since cash back is usually only offered in denominations of $20 or $10. There is no fee for this service.
Upvotes
What is the Walmart MoneyCard withdrawal limit?
Reply
Alexandra Barring, Banking Moderator
@alexandra
The Walmart MoneyCard withdrawal limit is $500 per day from an ATM. In addition, you can withdraw up to $1,500 per day from a teller at banks and credit unions that display the MasterCard logo in their window.
Walmart MoneyCard Purchase and Withdrawal Limits
Type of Transaction | Limit |
Over-the-Counter Cash Withdrawals (e.g., from a bank teller or retailer) | ... |
show more
Upvotes
What is the Netspend withdrawal limit?
Reply
Alexandra Barring, Banking Moderator
@alexandra
The Netspend withdrawal limit is $325 per withdrawal and $940 per day from an ATM. In addition, you can withdraw up to $4,999.99 every 24 hours from a teller at banks and credit unions that display the Visa logo in their window.
Netspend Purchase and Withdrawal Limits
Type of Transaction | Limit |
Purchases | $4,999.99 every 24 hours |
...
show more
1
Upvotes
What is the Green Dot withdrawal limit?
Reply
Alexandra Barring, Banking Moderator
@alexandra
The Green Dot withdrawal limit is $500 per day and $3,000 per calendar month from an ATM. In addition, you can withdraw up to $1,500 per day from a teller at banks and credit unions that display the Visa logo in their window.
Green Dot Purchase and Withdrawal Limits
Type of Transaction | Limit |
Purchases | $3,000 per calendar day ... |
show more
2
Upvotes
What prepaid cards allow mobile deposit?
Reply
2
Lisa Cahill, Credit Cards Moderator
@lisacahill
There are several prepaid cards that allow mobile check deposit. Some of these include the NetSpend prepaid card, the Walmart MoneyCard, and the Green Dot card.
All you have to do is download the mobile app, and you can load a check on your card in minutes by taking its picture and uploading it.
1
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