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jQuery(this).addClass('active'); }); jQuery(document).find('.header--main--nav--item').on('mouseleave',function(){ jQuery(this).removeClass('active'); }); }); lastScrollDist = 0; helloBarTransition = false; function sizeHeader() { if (!jQuery("body").hasClass("header--static")) { scrollDist = jQuery(window).scrollTop(); thisHeader = jQuery("body").find("header"); thisHeaderBody = thisHeader.find(".header--body"); jQuery("body").addClass("header--initialized"); scrollDistOffset = 0; if (jQuery("body").hasClass("header--hello--visible")) { scrollDistOffset += jQuery("body").find(".header--hello").height(); } scrollDistRecalculated = scrollDist - (jQuery("body").hasClass("header--hello--visible")?jQuery("body").find(".header--hello--body").height():0); scrollDirection = "neutral"; if (scrollDistRecalculated < lastScrollDist) { scrollDirection = "up"; } else if (scrollDistRecalculated > lastScrollDist) { scrollDirection = "down"; } lastScrollDist = scrollDistRecalculated;stickyStart = 0; if (jQuery("body").hasClass("header--hello--visible")&&(!jQuery("body").hasClass("header--hello--closed"))) { stickyStart += jQuery("body").find(".header--hello").height(); 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jQuery("body").removeClass("header--fixed header--hidden"); jQuery("body").addClass("header--visible"); thisHeader.css({ "top":"" }); } } if (typeof(sizeSubmenu) == "function") { sizeSubmenu(); } } function sizeMobilenav() { if (jQuery("body").hasClass("mobilenav--active")) { if (jQuery("body").hasClass("header--static")) { jQuery(window).scrollTop(0); } jQuery("body").find(".mobilenav--cta--spacer").css({ "height":"" }); headerHeight = jQuery("body").find("header .header--body").height(); windowHeight = window.innerHeight; minHeight = windowHeight - headerHeight; jQuery("body").find(".mobilenav").css({ "height":(minHeight)+"px" }); jQuery("body").find(".mobilenav--panel").each(function () { if (jQuery(this).find(".mobilenav--cta--spacer").length > 0) { panelBodyHeight = jQuery(this).find(".mobilenav--panel--body").height(); panelCtaHeight = jQuery(this).find(".mobilenav--cta--wrapper").outerHeight(); if (panelBodyHeight + panelCtaHeight + 21 < minHeight) { jQuery(this).find(".mobilenav--cta--spacer").css({ "height":(minHeight - (panelBodyHeight + panelCtaHeight + 21))+"px" }); } } }); } else { jQuery("body").find(".mobilenav, .mobilenav--cta--spacer").css({ "height":"0px" }); } } document.addEventListener("DOMContentLoaded", function() { jQuery("body").find(".header--main--menutrigger").click(function () { if (jQuery("body").hasClass("mobilenav--active")) { jQuery("body").removeClass("mobilenav--active"); sizeMobilenav(); } else { jQuery("body").find(".mobilenav--nav").addClass("no--transition"); jQuery("body").find(".mobilenav--nav")[0].offsetHeight; jQuery("body").find(".mobilenav--nav").css({ "left":"" }); jQuery("body").find(".mobilenav--panel").removeClass("mobilenav--panel--active"); jQuery("body").find(".mobilenav--nav")[0].offsetHeight; jQuery("body").find(".mobilenav--nav").removeClass("no--transition"); jQuery("body").addClass("mobilenav--active"); sizeMobilenav(); } }); jQuery("body").find(".header--main--nav .hs-menu-wrapper li.hs-item-has-children").hover(function () { thisChild = jQuery(this).find(">ul"); thisChild.css({ "margin-left":"" }); windowWidth = jQuery(window).width(); childOffset = thisChild.offset().left; childWidth = thisChild.width(); childOverlap = windowWidth - (childOffset + childWidth); if (childOverlap < 0) { thisChild.css({ "margin-left":(childOverlap)+"px" }); } }); }); let thisFancybox; document.addEventListener('DOMContentLoaded', function () { async function engageSearchPopover() { console.log('%c Info ', 'color: white; background-color: blue', 'engage search popover'); let { Fancybox } = await import("https://cdnjs.cloudflare.com/ajax/libs/fancyapps-ui/4.0.31/fancybox.esm.js"); thisFancybox = Fancybox; thisFancybox.show([{ src: '#main--search', type: 'inline', closeButton: 'outside', }], { on: { ready: (fancybox) => { jQuery('body').addClass('header--main--search--search--active'); jQuery('body').find('.header--main--search--search').addClass('active'); }, destroy: (fancybox) => { jQuery('body').removeClass('header--main--search--search--active'); jQuery('body').find('.header--main--search--input--input').val('').blur(); if ( jQuery(window).width() > 1023 ) { jQuery('body').find('.header--main--search--trigger').focus(); } } } }); } jQuery('body').find('.header--main--search--trigger').on('click',function () { engageSearchPopover(); }); jQuery('body').find('.header--main--search--close').on('click',function () { thisFancybox.close(); }); jQuery('body').find('.header--main--search--search').on('click',function(){ if ( jQuery(this).hasClass('active') ) { headerSearch(); } }); }); function headerSearch() { console.log('%c Info ', 'color: white; background-color: blue', 'executing' ); if ( jQuery('body').find('.header--main--search--input--input').val() ) { if (jQuery('body').find('.header--main--search--input--input').val().trim().length > 0) { thisFancybox.close(); window.location.href = 'https://www.skylacu.com/search?term=' + jQuery('body').find('.header--main--search--input--input').val(); } } else { jQuery('body').find('.header--main--search--input--input').focus(); } } document.addEventListener("DOMContentLoaded", function() { jQuery("body").find(".mobilenav--panel").each(function () { jQuery(this).appendTo(".mobilenav--nav"); }); jQuery("body").find(".mobilenav--nav--item--parent > .mobilenav--nav--item--label").click(function (e) { e.preventDefault(); thisDepth = parseInt(jQuery(this).closest(".mobilenav--panel").attr("data-depth")) + 1; thisRel = jQuery(this).closest(".mobilenav--nav--item--parent").attr("rel"); thisPanel = jQuery("body").find(".mobilenav--panel[rel='"+thisRel+"']"); thisPanelHeight = thisPanel.find(".mobilenav--panel--body").height(); jQuery("body").find(".mobilenav--panel[data-depth='"+thisDepth+"']").scrollTop(0).css({ "z-index":"" }); jQuery("body").find(".mobilenav--panel").removeClass("mobilenav--panel--active"); thisPanel.addClass("mobilenav--panel--active").css({ "z-index":"2" }); jQuery("body").find(".mobilenav--upper").css({ "min-height":(thisPanelHeight)+"px" }); sizeMobilenav(); jQuery("body").find(".mobilenav--nav").css({ "left":(-100 * thisDepth)+"%" }); }); jQuery("body").find(".mobilenav--nav--back--label").click(function (e) { e.preventDefault(); thisDepth = parseInt(jQuery(this).closest(".mobilenav--panel").attr("data-depth")) - 1; thisRel = jQuery(this).closest(".mobilenav--nav--back").attr("rel"); thisPanel = jQuery("body").find(".mobilenav--panel[rel='"+thisRel+"']"); jQuery("body").find(".mobilenav--panel[data-depth='"+thisDepth+"']").scrollTop(0).css({ "z-index":"" }); jQuery("body").find(".mobilenav--panel").removeClass("mobilenav--panel--active"); thisPanel.addClass("mobilenav--panel--active").css({ "z-index":"2" }); sizeMobilenav(); jQuery("body").find(".mobilenav--nav").css({ "left":(-100 * thisDepth)+"%" }); }); }); document.addEventListener("DOMContentLoaded", function() { if (jQuery(window).scrollTop() < 200) { jQuery(window).scrollTop(0); }// sizeAnchor(); sizeHeader(); if (!jQuery("body").hasClass("header--static")) { scrollDist = jQuery(window).scrollTop(); stickyStart = 0; if (jQuery("body").hasClass("header--hello--visible")) { stickyStart += jQuery("body").find(".header--hello").height(); } stickyStart += jQuery("body").find(".header--body").height(); if (scrollDist >= stickyStart) { jQuery("body").removeClass("header--fixed"); jQuery("body").addClass("header--fixed header--hidden"); jQuery("body").removeClass("header--visible"); thisHeader.addClass("no--transition"); thisHeader[0].offsetHeight; thisHeader.css({ "top":(-1 * stickyStart - 15)+"px" }); thisHeader[0].offsetHeight; thisHeader.removeClass("no--transition"); } } sizeMobilenav(); }); /* jQuery(window).mousewheel(function () { sizeHeader(); }); jQuery("body").on("touchmove", function () { sizeHeader(); }); */ document.addEventListener("DOMContentLoaded", function() { jQuery(document).scroll(function () { sizeHeader(); }); vanillaSizeAnchor(); sizeHeader(); sizeMobilenav(); jQuery(window).resize(function () { vanillaSizeAnchor(); // sizeAnchor(); sizeHeader(); sizeMobilenav(); }); }); window.addEventListener('load', (event) => { vanillaSizeAnchor() }); function mobileSearch() { if (jQuery("body").find(".mobilenav--search--input").val()) { if (jQuery("body").find(".mobilenav--search--input").val().trim().length > 0) { window.location.href = "https://www.skylacu.com/search?term="+jQuery("body").find(".mobilenav--search--input").val(); } } } document.addEventListener("DOMContentLoaded", function() { jQuery("body").find(".mobilenav--search--submit").click(function () { jQuery("body").find(".mobilenav--search form").submit(); }); jQuery(window).bind('pageshow', function() { jQuery(document).find('#formOB').each(function(){ jQuery(this).get(0).reset(); }); }); document.addEventListener("DOMContentLoaded", function() { jQuery(document).find('#formOB').each(function(){ jQuery(this).get(0).reset(); }); }); });

Get Help | Skyla Credit Union (2024)

FAQs

Which credit union matters most? ›

Compare the Best Credit Unions
Financial InstitutionWhy We Picked It
Blue Federal Credit UnionBest Overall
Liberty Federal Credit UnionBest for Checking
Alliant Credit UnionBest for a Savings Account
Service Credit UnionBest for Military Individuals & Families
1 more row

What do credit unions offer that banks do not responses? ›

What Are the Major Advantages of Credit Unions? Credit unions typically offer lower closing costs for home mortgage loans, and lower rates for lending, particularly with credit card and auto loan interest rates. They also have generally lower fees and higher savings rates for CDs and money market accounts.

Do credit unions help credit score? ›

While the individual options may differ from one to the next, most credit unions offer custom loan programs designed to help borrowers establish credit for the first time or rebuild damaged credit. Some credit unions use aptly-named “credit builder loans” that function much like secured credit cards.

What is important to ask credit unions? ›

Make sure your account will be insured—Whether it is a state or federally licensed (or chartered) financial institution, you want to ask if it's a member of, or that is insured by, either the Federal Deposit Insurance Corporation (or FDIC) or, in the case of a credit union, the National Credit Union Association (or ...

Which credit union is best for bad credit? ›

Compare the Best Bad Credit Loans for May 2024
Best ForLoan Amount
LendingPointBest for Repayment Terms$2,000 - $36,500
Patelco Credit UnionBest With a Co-Signer$300 - $100,000
TD BankBest for Fast Funding$2,000 - $50,000
First Tech Federal Credit UnionBest for Refinancing$500 - $50,000
3 more rows

Why do banks not like credit unions? ›

First, bankers believe it is unfair that credit unions are exempt from federal taxation while the taxes that banks pay represent a significant fraction of their earnings—33 percent last year. Second, bankers believe that credit unions have been allowed to expand far beyond their original purpose.

Why would you get denied from a credit union? ›

For example: A history of writing bad checks. Some people are listed in a database of customers who have been identified as having mishandled checking accounts in the past, which means the bank or credit union is less likely to let them open a checking account. Failure to provide adequate identification.

What are some negatives of a credit union? ›

Cons of credit unions
  • Membership required. Credit unions require their customers to be members. ...
  • Not the best rates. ...
  • Limited accessibility. ...
  • May offer fewer products and services.
Aug 24, 2023

What is the downside of banking with a credit union? ›

The pros of credit unions include better interest rates than banks, while the cons include fewer branches and ATMs.

Do credit unions check your credit to open an account? ›

Banks and credit unions want to learn about your financial past before establishing an account with you. They do this by running a bank history report on you. Like a credit check, this report highlights the consumer's financial behavior, but for bank accounts instead of credit cards.

What's the best credit union to join? ›

Here are some of the country's top credit unions:
  • Alliant Credit Union. Alliant offers an above-average interest rate for savings. ...
  • Consumers Credit Union. ...
  • Navy Federal Credit Union. ...
  • Connexus Credit Union. ...
  • First Tech Federal Credit Union.

Which credit score do credit unions look at? ›

FICO® Scores are the credit scores used by most lenders, and different lenders may use different versions of FICO® Scores.

Who holds credit unions accountable? ›

The National Credit Union Administration (NCUA) charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions.

What does it mean to be blacklisted by a bank? ›

To be “blacklisted” by ChexSystems effectively means that you have a very poor ChexSystems score. Due to a history of overdrafts, bounced checks, etc., your score is low enough that banks considering you for a standard checking account will likely deny you based on your risk profile.

Why do people prefer credit unions to banks? ›

People choose banks primarily because of the convenience of multiple branches across the country, along with better technology. On the flip side, people choose credit unions primarily because of discounted loan rates, higher interest rates and better customer service.

Which is the best credit union to use? ›

Here are some of the country's top credit unions:
  • Alliant Credit Union. Alliant offers an above-average interest rate for savings. ...
  • Consumers Credit Union. ...
  • Navy Federal Credit Union. ...
  • Connexus Credit Union. ...
  • First Tech Federal Credit Union.

Does it matter what credit union you join? ›

Joining a credit union can make sense if you want to benefit from a specific credit union's higher CD interest rates, lower loan rates, and no-fee checking. However, joining a specific credit union can be challenging because of the potential for membership requirements.

Which credit union pays the most interest? ›

Bankrate's picks for the top 1-year credit union CD rates
  • America First Credit Union: 5.25% APY, $500 minimum deposit.
  • Alliant Credit Union: 5.15% APY, $1,000 minimum deposit.
  • Delta Community Credit Union: 5.05% APY, $1,000 minimum deposit.
  • State Employees' Credit Union: 5.10% APY, $250 minimum deposit.

How to tell if a credit union is good? ›

Security and Insurance

The NCUA also administers the National Credit Union Share Insurance Fund (NCUSIF), which insures deposits at federal CUs for up to $250,000 – the same amount as banks. When researching how to choose a credit union, use the tool provided by the NCUA to check for federally-insured ones.

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